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<h2 data-start="525" data-end="566">About Fintech Application Development</h2>
<p><img fetchpriority="high" decoding="async" class="alignnone size-full wp-image-11623" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%201419%20320'%3E%3C/svg%3E" alt="fintech-development-preview" width="1419" height="320" data-lazy-srcset="https://polygant.net/wp-content/uploads/2025/09/fintech-development.png 1419w, https://polygant.net/wp-content/uploads/2025/09/fintech-development-300x68.png 300w, https://polygant.net/wp-content/uploads/2025/09/fintech-development-1024x231.png 1024w, https://polygant.net/wp-content/uploads/2025/09/fintech-development-768x173.png 768w, https://polygant.net/wp-content/uploads/2025/09/fintech-development-150x34.png 150w" data-lazy-sizes="(max-width: 1419px) 100vw, 1419px" data-lazy-src="https://polygant.net/wp-content/uploads/2025/09/fintech-development.png" /><noscript><img fetchpriority="high" decoding="async" class="alignnone size-full wp-image-11623" src="https://polygant.net/wp-content/uploads/2025/09/fintech-development.png" alt="fintech-development-preview" width="1419" height="320" srcset="https://polygant.net/wp-content/uploads/2025/09/fintech-development.png 1419w, https://polygant.net/wp-content/uploads/2025/09/fintech-development-300x68.png 300w, https://polygant.net/wp-content/uploads/2025/09/fintech-development-1024x231.png 1024w, https://polygant.net/wp-content/uploads/2025/09/fintech-development-768x173.png 768w, https://polygant.net/wp-content/uploads/2025/09/fintech-development-150x34.png 150w" sizes="(max-width: 1419px) 100vw, 1419px" /></noscript></p>
<p data-start="568" data-end="774"><strong>Financial technology (fintech)</strong> is an industry at the crossroads of finance and information technology, bringing together companies that apply innovative software solutions to transform financial services.</p>
<p data-start="776" data-end="966">These companies leverage <strong>modern tech stacks to improve performance</strong>,<strong> reduce costs, and stay competitive against traditional banks and intermediaries in the global financial services market.</strong></p>
<p data-start="968" data-end="1172">It’s estimated that the fintech market will reach around $165 billion in 2025 and exceed $258 billion by 2026. The industry is rapidly scaling and unlocking new opportunities across multiple industries.</p>
<p data-start="1174" data-end="1391"><strong>Today, more than 30,000 fintech startups exist worldwide</strong>, with consumers shifting away from legacy banking models toward modern solutions such as mobile banking apps, digital wallets, and blockchain-based platforms.</p>
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<h2 data-start="1398" data-end="1445">The Emergence of Fintech Apps and Services</h2>
<p><img decoding="async" class="alignnone size-full wp-image-11814" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%201007%20230'%3E%3C/svg%3E" alt="The Emergence of Fintech Apps and Services" width="1007" height="230" data-lazy-srcset="https://polygant.net/wp-content/uploads/2025/10/The-Emergence-of-Fintech-Apps-and-Services.png 1007w, https://polygant.net/wp-content/uploads/2025/10/The-Emergence-of-Fintech-Apps-and-Services-300x69.png 300w, https://polygant.net/wp-content/uploads/2025/10/The-Emergence-of-Fintech-Apps-and-Services-768x175.png 768w, https://polygant.net/wp-content/uploads/2025/10/The-Emergence-of-Fintech-Apps-and-Services-150x34.png 150w" data-lazy-sizes="(max-width: 1007px) 100vw, 1007px" data-lazy-src="https://polygant.net/wp-content/uploads/2025/10/The-Emergence-of-Fintech-Apps-and-Services.png" /><noscript><img decoding="async" class="alignnone size-full wp-image-11814" src="https://polygant.net/wp-content/uploads/2025/10/The-Emergence-of-Fintech-Apps-and-Services.png" alt="The Emergence of Fintech Apps and Services" width="1007" height="230" srcset="https://polygant.net/wp-content/uploads/2025/10/The-Emergence-of-Fintech-Apps-and-Services.png 1007w, https://polygant.net/wp-content/uploads/2025/10/The-Emergence-of-Fintech-Apps-and-Services-300x69.png 300w, https://polygant.net/wp-content/uploads/2025/10/The-Emergence-of-Fintech-Apps-and-Services-768x175.png 768w, https://polygant.net/wp-content/uploads/2025/10/The-Emergence-of-Fintech-Apps-and-Services-150x34.png 150w" sizes="(max-width: 1007px) 100vw, 1007px" /></noscript></p>
<p data-start="1447" data-end="1749"><strong>Financial technologies</strong> have evolved at different speeds. The first milestone was the payment card system created by <strong>Diners Club in 1950.</strong> <strong>Later, in 2003,</strong> Mastercard introduced PayPass—a contactless payment system that enabled seamless transactions and became a catalyst for modern payment innovations.</p>
<p data-start="1751" data-end="2068"><strong>Twenty years ago,</strong> IT departments in banks were primarily responsible for backend infrastructure. Their focus was ensuring that databases storing sensitive customer data ran smoothly, with robust security and reliable access for employees handling accounts and transactions. IT was seen as supportive, not strategic.</p>
<p data-start="2070" data-end="2475">That changed in the 2010s with the rise of smartphones, better UX/UI design, and 4G connectivity. Banks started modernizing services, offering mobile-first solutions, and optimizing user experiences.</p>
<p data-start="2070" data-end="2475">A new generation of digital-only banks — <strong data-start="2309" data-end="2321">neobanks </strong>— emerged, providing full-service banking apps without physical branches. Scalability, speed, and user-friendly design became top competitive advantages.</p>
<p data-start="2477" data-end="2756"><strong>At the same time, fintech startups</strong> entered the market with agile frameworks and custom solutions. They moved faster, took risks, and often provided more intuitive services than traditional banks. This shift marked the rapid growth of fintech applications across multiple areas.</p>
<p data-start="2758" data-end="3128"><strong>The arrival of cryptocurrencies since 2014</strong> further disrupted finance. With promises of decentralization and anonymity, crypto projects attracted a global audience.</p>
<p data-start="2758" data-end="3128">While some argued they could replace banks, mass adoption only began <strong>after 2017,</strong> once ecosystems became more accessible, compliant with evolving regulations, and integrated with secure user-friendly apps.</p>
<p data-start="3130" data-end="3525">Today, decentralized finance (DeFi) apps develop in parallel with traditional finance. In many countries, cryptocurrency usage and mining are legalized, taxed, and subject to strict compliance standards to reduce risks such as fraud, AML violations, or financing of illicit activities.</p>
<p data-start="3130" data-end="3525">While decentralization has decreased, this trade-off enables integration into the broader financial system.</p>
<h2 dir="ltr"><strong>Why Develop a Fintech App?</strong></h2>
<p><img decoding="async" class="alignnone size-full wp-image-11815" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%201007%20230'%3E%3C/svg%3E" alt="Why Develop a Fintech App?" width="1007" height="230" data-lazy-srcset="https://polygant.net/wp-content/uploads/2025/10/Why-Develop-a-Fintech-App_.png 1007w, https://polygant.net/wp-content/uploads/2025/10/Why-Develop-a-Fintech-App_-300x69.png 300w, https://polygant.net/wp-content/uploads/2025/10/Why-Develop-a-Fintech-App_-768x175.png 768w, https://polygant.net/wp-content/uploads/2025/10/Why-Develop-a-Fintech-App_-150x34.png 150w" data-lazy-sizes="(max-width: 1007px) 100vw, 1007px" data-lazy-src="https://polygant.net/wp-content/uploads/2025/10/Why-Develop-a-Fintech-App_.png" /><noscript><img decoding="async" class="alignnone size-full wp-image-11815" src="https://polygant.net/wp-content/uploads/2025/10/Why-Develop-a-Fintech-App_.png" alt="Why Develop a Fintech App?" width="1007" height="230" srcset="https://polygant.net/wp-content/uploads/2025/10/Why-Develop-a-Fintech-App_.png 1007w, https://polygant.net/wp-content/uploads/2025/10/Why-Develop-a-Fintech-App_-300x69.png 300w, https://polygant.net/wp-content/uploads/2025/10/Why-Develop-a-Fintech-App_-768x175.png 768w, https://polygant.net/wp-content/uploads/2025/10/Why-Develop-a-Fintech-App_-150x34.png 150w" sizes="(max-width: 1007px) 100vw, 1007px" /></noscript></p>
<p data-start="154" data-end="743"><strong>Developing a fintech app today</strong> is not just about keeping up with technology — it’s about unlocking new business opportunities in one of the world’s fastest-growing industries.</p>
<p data-start="154" data-end="743"><strong>Financial services</strong> are undergoing a major transformation as consumers shift from traditional in-person interactions to digital-first, on-demand experiences.</p>
<p data-start="154" data-end="743"><strong>From mobile banking and peer-to-peer payments to digital lending</strong> and investment platforms, fintech apps provide seamless, scalable, and secure solutions that address both customer expectations and regulatory requirements.</p>
<p data-start="1118" data-end="1692"><strong>For banks, startups,</strong> and enterprises alike, a custom fintech app is no longer a “nice to have” but an essential tool to remain competitive in a rapidly evolving market. It ensures compliance with global standards, enhances customer trust through secure authentication, and opens the door to innovative services such as biometric verification, digital wallets, and even decentralized finance.</p>
<p data-start="1118" data-end="1692">In short, fintech development creates lasting value for businesses and end-users by combining cutting-edge technology with intuitive UX/UI design and reliable backend architecture.</p>
<h3 data-start="254" data-end="300">Key Takeaways for Fintech App Development</h3>
<ol data-start="302" data-end="2582">
<li data-start="302" data-end="507">
<p data-start="305" data-end="507"><strong data-start="305" data-end="340">Fintech is a major force today.</strong> The initial disruption phase has matured, and fintech now focuses on delivering <strong data-start="421" data-end="487">efficient, accessible, and highly scalable financial solutions</strong> for modern users.</p>
</li>
<li data-start="302" data-end="507"><strong data-start="512" data-end="556">Embedded finance is accelerating growth.</strong> By leveraging <strong data-start="571" data-end="598">API-first architectures</strong>, non-financial companies can seamlessly integrate <strong data-start="649" data-end="699">banking services directly into their platforms</strong>, unlocking a <strong data-start="713" data-end="755">multi-trillion-dollar market potential</strong> by 2026.</li>
<li data-start="302" data-end="507"><strong data-start="771" data-end="815">Digital payments are driving innovation.</strong> Technologies like <strong data-start="834" data-end="869">tokenization, NFC, and QR codes</strong> are enabling <strong data-start="883" data-end="920">frictionless, secure transactions</strong>, particularly in regions where access to traditional banking remains limited.</li>
<li data-start="302" data-end="507"><strong data-start="1231" data-end="1294">Blockchain and DeFi integration is expanding possibilities.</strong> <strong data-start="1295" data-end="1342">Smart contracts and decentralized platforms</strong> ensure <strong data-start="1350" data-end="1394">transparent, secure financial operations</strong>, opening unique opportunities for <strong data-start="1429" data-end="1456">innovative app features</strong>.</li>
<li data-start="302" data-end="507"><strong data-start="1672" data-end="1703">Security is non-negotiable.</strong> Fintech apps must embed <strong data-start="1728" data-end="1813">advanced encryption, secure payment gateways, and strict data protection measures</strong> to foster <strong data-start="1824" data-end="1838">user trust</strong> and meet <strong data-start="1848" data-end="1872">regulatory standards</strong>.</li>
<li data-start="302" data-end="507"><strong data-start="1880" data-end="1928">API-driven integrations enhance scalability.</strong> Connecting with <strong data-start="1945" data-end="2000">banks, payment processors, and third-party services</strong> is essential for a <strong data-start="2020" data-end="2058">robust, cross-platform fintech app</strong> that can grow seamlessly alongside its user base.</li>
<li data-start="302" data-end="507"><strong data-start="2115" data-end="2159">Scalability underpins long-term success.</strong> Modern fintech apps need <strong data-start="2185" data-end="2212">resilient architectures</strong> capable of handling <strong data-start="2233" data-end="2285">growing volumes of users, data, and transactions</strong> without sacrificing <strong data-start="2306" data-end="2344">speed, performance, or reliability</strong>.</li>
<li data-start="302" data-end="507"><strong data-start="2353" data-end="2404">Trusted partners ensure quality and efficiency.</strong> Collaborating with <strong data-start="2424" data-end="2457">experienced development teams</strong> that provide <strong data-start="2471" data-end="2514">end-to-end solutions, QA, and expertise</strong> ensures apps are delivered <strong data-start="2542" data-end="2579">on time, secure, and future-proof</strong>.</li>
</ol>
<p>These takeaways highlight how <strong>fintech app development today</strong> goes beyond simple banking, combining technology, security, and innovation to meet the demands of a rapidly evolving financial landscape.</p>
<h2>Types of Fintech Apps</h2>
<p><img decoding="async" class="alignnone size-full wp-image-11816" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%201007%20230'%3E%3C/svg%3E" alt="Types of Fintech Apps
" width="1007" height="230" data-lazy-srcset="https://polygant.net/wp-content/uploads/2025/10/Types-of-Fintech-Apps.png 1007w, https://polygant.net/wp-content/uploads/2025/10/Types-of-Fintech-Apps-300x69.png 300w, https://polygant.net/wp-content/uploads/2025/10/Types-of-Fintech-Apps-768x175.png 768w, https://polygant.net/wp-content/uploads/2025/10/Types-of-Fintech-Apps-150x34.png 150w" data-lazy-sizes="(max-width: 1007px) 100vw, 1007px" data-lazy-src="https://polygant.net/wp-content/uploads/2025/10/Types-of-Fintech-Apps.png" /><noscript><img decoding="async" class="alignnone size-full wp-image-11816" src="https://polygant.net/wp-content/uploads/2025/10/Types-of-Fintech-Apps.png" alt="Types of Fintech Apps
" width="1007" height="230" srcset="https://polygant.net/wp-content/uploads/2025/10/Types-of-Fintech-Apps.png 1007w, https://polygant.net/wp-content/uploads/2025/10/Types-of-Fintech-Apps-300x69.png 300w, https://polygant.net/wp-content/uploads/2025/10/Types-of-Fintech-Apps-768x175.png 768w, https://polygant.net/wp-content/uploads/2025/10/Types-of-Fintech-Apps-150x34.png 150w" sizes="(max-width: 1007px) 100vw, 1007px" /></noscript></p>
<p>Coupled with technologies modernising traditional money, new fields are developing that are worth paying attention to, such as:</p>
<h3>Blockchain apps</h3>
<p data-start="321" data-end="675">Blockchain applications are built on the principles of decentralization and transparency, running on peer-to-peer (P2P) networks without the need for central intermediaries. This architecture ensures resilience, security, and verifiable trust between participants, making blockchain one of the most transformative technologies in the fintech landscape.</p>
<p data-start="677" data-end="751">The most common types of blockchain-based apps in finance today include:</p>
<ul data-start="753" data-end="1595">
<li data-start="753" data-end="943">
<p data-start="755" data-end="943"><strong data-start="755" data-end="796">Decentralized Finance (DeFi) services</strong> – platforms for lending, borrowing, and yield farming that eliminate traditional banks and brokers by enabling direct peer-to-peer transactions.</p>
</li>
<li data-start="944" data-end="1087">
<p data-start="946" data-end="1087"><strong data-start="946" data-end="966">NFT marketplaces</strong> – auction platforms where unique digital assets and collectibles are created, traded, and verified through blockchain.</p>
</li>
<li data-start="1088" data-end="1216">
<p data-start="1090" data-end="1216"><strong data-start="1090" data-end="1118">Play-to-Earn (P2E) games</strong> – gaming ecosystems where users can earn tokens or NFTs with real-world value through gameplay.</p>
</li>
<li data-start="1217" data-end="1388">
<p data-start="1219" data-end="1388"><strong data-start="1219" data-end="1253">Decentralized exchanges (DEXs)</strong> – platforms that allow users to trade cryptocurrencies directly from their wallets, ensuring custody and reducing counterparty risk.</p>
</li>
<li data-start="1389" data-end="1595">
<p data-start="1391" data-end="1595"><strong data-start="1391" data-end="1413">Prediction markets</strong> – blockchain-based platforms where participants can place bets on real-world outcomes, from elections to sporting events, with payouts determined transparently by smart contracts.</p>
</li>
</ul>
<p>What makes blockchain apps especially attractive for fintech is their ability to provide <strong data-start="1686" data-end="1750">security, immutability, and compliance-friendly transparency</strong>. Transactions are recorded on distributed ledgers, which makes fraud detection easier, facilitates regulatory audits, and increases user trust.</p>
<p>For businesses, these apps open up new revenue streams, reduce reliance on intermediaries, and enable global accessibility. For users, they provide greater control, lower fees, and innovative financial opportunities that were previously unavailable through traditional banking.</p>
<p>Read more on <a href="https://polygant.net/fintech-apps/blockchain-app-development/" target="_blank" rel="noopener">how blockchain apps are developed</a>. In addition, we have a separate page on <a href="https://polygant.net/fintech-apps/development-of-defi-solutions/" target="_blank" rel="noopener">decentralized finance services</a>.</p>
<h3>Cryptocurrency projects</h3>
<p>When it comes to launching blockchain-based initiatives, one of the first decisions businesses face is whether to issue a <strong data-start="335" data-end="343">coin</strong> or a <strong data-start="349" data-end="358">token</strong>. Although often used interchangeably, these terms represent two distinct approaches.</p>
<p><strong data-start="449" data-end="458">Coins</strong> are native digital currencies that operate on their own blockchain. Creating a coin requires building a complete infrastructure from the ground up:</p>
<ul>
<li data-start="611" data-end="671">
<p data-start="613" data-end="671">a <strong data-start="615" data-end="627">protocol</strong> that defines how the blockchain operates,</p>
</li>
<li data-start="674" data-end="741">
<p data-start="676" data-end="741">a <strong data-start="678" data-end="715">peer-to-peer (P2P) payment system</strong> for transferring value,</p>
</li>
<li data-start="744" data-end="819">
<p data-start="746" data-end="819">a <strong data-start="748" data-end="771">distributed network</strong> of nodes to validate and secure transactions,</p>
</li>
<li data-start="822" data-end="1015">
<p data-start="824" data-end="1015">and <strong data-start="828" data-end="839">wallets</strong> across multiple platforms for user accessibility.<br data-start="889" data-end="892" />This path is more resource-intensive but allows for greater flexibility, independence, and scalability in the long run.</p>
</li>
</ul>
<p><strong data-start="1019" data-end="1029">Tokens</strong>, on the other hand, are built on top of existing blockchains like Ethereum, Binance Smart Chain, or Polygon. They follow predefined standards (such as ERC-20 or BEP-20) and are created by simply deploying a <strong data-start="1237" data-end="1255">smart contract</strong>. This makes token issuance significantly faster, more cost-efficient, and accessible for startups and enterprises exploring blockchain without building infrastructure from scratch.</p>
<p>Today, tokens are widely used not only as digital currencies but also as <strong data-start="1739" data-end="1757">utility tokens</strong>, <strong data-start="1759" data-end="1779">governance tools</strong>, or even <strong data-start="1789" data-end="1829">representations of real-world assets</strong>. Meanwhile, coins remain the foundation of independent blockchain projects aiming to establish long-term ecosystems.</p>
<p>Read more on <a href="https://polygant.net/fintech-apps/issuing-cryptocurrencies-and-tokens-holding-ieo/" target="_blank" rel="noopener">how coins and tokens are issued</a>. In addition, we have a separate page on <a href="https://polygant.net/fintech-apps/smart-contract-development-and-auditing/" target="_blank" rel="noopener">smart contracts and their auditing</a>.</p>
<h3>Cryptocurrency wallets</h3>
<p data-start="219" data-end="375">A <strong data-start="221" data-end="238">crypto wallet</strong> lets users interact with blockchain networks—sending and receiving transactions, checking balances, and reviewing transaction history.</p>
<p data-start="377" data-end="614">Wallets can be <strong data-start="392" data-end="405">custodial</strong> (private keys managed by a third party) or <strong data-start="449" data-end="466">non-custodial</strong> (users retain full control). They also vary by platform: <strong data-start="524" data-end="551">web, mobile, or desktop</strong>, each offering different levels of convenience and security.</p>
<p data-start="616" data-end="839">Modern wallets often provide additional features such as <strong data-start="673" data-end="734">portfolio tracking, token swaps, biometric authentication</strong>, and integration with <strong data-start="757" data-end="774">DeFi services</strong>, combining security with a seamless, user-friendly experience.</p>
<p>Read more on <a href="https://polygant.net/fintech-apps/crypto-wallet-development/" target="_blank" rel="noopener">how crypto wallets are developed</a>.</p>
<h3>Trading platforms</h3>
<p data-start="137" data-end="301">While some companies focus on launching crypto projects with their own coins or tokens, others provide the infrastructure to help these projects reach the market.</p>
<p data-start="303" data-end="419">Cryptocurrency trading platforms connect <strong data-start="344" data-end="377">users, investors, and traders</strong> efficiently, offering services such as:</p>
<ul data-start="420" data-end="721">
<li data-start="420" data-end="517">
<p data-start="422" data-end="517"><strong data-start="422" data-end="442">Crypto exchanges</strong> – centralized platforms for buying, selling, and trading digital assets.</p>
</li>
<li data-start="518" data-end="607">
<p data-start="520" data-end="607"><strong data-start="520" data-end="537">P2P platforms</strong> – enabling direct peer-to-peer transactions without intermediaries.</p>
</li>
<li data-start="608" data-end="721">
<p data-start="610" data-end="721"><strong data-start="610" data-end="639">Instant exchange services</strong> – allowing fast swaps between different cryptocurrencies with minimal friction.</p>
</li>
</ul>
<p data-start="723" data-end="905">These platforms are essential for liquidity, market access, and a seamless trading experience, helping both projects and users navigate the crypto ecosystem safely and efficiently.</p>
<p>Read more on <a href="https://polygant.net/fintech-apps/development-of-crypto-exchanges-p2p-platforms/" target="_blank" rel="noopener">how cryptocurrency trading platforms are developed</a>.</p>
<h3>Online and Mobile banking</h3>
<p>At the heart of any bank’s operations is the <strong>Core Banking System</strong> (CBS). This is an automated banking system that processes banking transactions, updates accounts and other financial records every day. It’s also used to process deposits, credits, and loans, as well as to connect to accounting systems and reporting tools.</p>
<p>There aren’t many CBS developers out there. They are mainly large companies that have been in this market for decades. One such company serves dozens, perhaps even hundreds of banks. And if CBS is the core of any bank, which may be the same for various competitors, then each bank’s mobile and web app is their identity. It’s this convenience of client apps that makes up a significant portion of the competitive advantage today. Therefore, banks attach great credence to them.</p>
<p>The development of mobile and web apps should be part of the plans of any bank or financial company to achieve a positive customer experience. Read more on <a href="https://polygant.net/fintech-apps/development-of-mobile-banking-systems/" target="_blank" rel="noopener">how mobile banking apps are developed</a>.</p>
<h3>Investments and Personal Finances</h3>
<p data-start="4447" data-end="4528">Financial institutions also commission applications beyond traditional banking:</p>
<p data-start="4530" data-end="4564"><strong data-start="4530" data-end="4549">Investment apps</strong> may include:</p>
<ul data-start="4565" data-end="4774">
<li data-start="4565" data-end="4637">
<p data-start="4567" data-end="4637">Automated copy trading and robo-advisers powered by machine learning</p>
</li>
<li data-start="4638" data-end="4711">
<p data-start="4640" data-end="4711">Real-time monitoring of stocks, fiat currencies, and cryptocurrencies</p>
</li>
<li data-start="4712" data-end="4774">
<p data-start="4714" data-end="4774">Intelligent asset management and portfolio diversification</p>
</li>
</ul>
<p data-start="4776" data-end="4816"><strong data-start="4776" data-end="4801">Personal finance apps</strong> may include:</p>
<ul data-start="4817" data-end="5078">
<li data-start="4817" data-end="4867">
<p data-start="4819" data-end="4867">Smart budgeting tools with actionable insights</p>
</li>
<li data-start="4868" data-end="4936">
<p data-start="4870" data-end="4936">Expense tracking and analytics with personalized recommendations</p>
</li>
<li data-start="4937" data-end="5002">
<p data-start="4939" data-end="5002">Seamless transfers to savings accounts or digital piggy banks</p>
</li>
<li data-start="5003" data-end="5078">
<p data-start="5005" data-end="5078">AI-powered assistants to enhance financial literacy and decision-making</p>
</li>
</ul>
<p data-start="4211" data-end="4383">These solutions combine actionable analytics, machine learning models, and intuitive interfaces to provide users with real-time guidance and long-term financial planning.</p>
<h3>Electronic payment systems</h3>
<p data-start="5119" data-end="5374">E-commerce companies and marketplaces constantly seek faster, more reliable payment gateways. Merchants want to integrate with multiple providers, while users demand intuitive e-wallets that allow effortless transactions, transfers, and online shopping.</p>
<p>A company that offers a more innovative system to the e-commerce market will receive constant revenue from commissions for payments, transfers, deposits, and withdrawals of e-money. Read more on <a href="https://polygant.net/fintech-apps/development-of-electronic-payment-systems/" target="_blank" rel="noopener">how electronic payment systems are developed</a>.</p>
<h2>Fintech App Development</h2>
<p><img decoding="async" class="alignnone size-full wp-image-11817" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%201007%20230'%3E%3C/svg%3E" alt="Fintech App Development" width="1007" height="230" data-lazy-srcset="https://polygant.net/wp-content/uploads/2025/10/Fintech-App-Development.png 1007w, https://polygant.net/wp-content/uploads/2025/10/Fintech-App-Development-300x69.png 300w, https://polygant.net/wp-content/uploads/2025/10/Fintech-App-Development-768x175.png 768w, https://polygant.net/wp-content/uploads/2025/10/Fintech-App-Development-150x34.png 150w" data-lazy-sizes="(max-width: 1007px) 100vw, 1007px" data-lazy-src="https://polygant.net/wp-content/uploads/2025/10/Fintech-App-Development.png" /><noscript><img decoding="async" class="alignnone size-full wp-image-11817" src="https://polygant.net/wp-content/uploads/2025/10/Fintech-App-Development.png" alt="Fintech App Development" width="1007" height="230" srcset="https://polygant.net/wp-content/uploads/2025/10/Fintech-App-Development.png 1007w, https://polygant.net/wp-content/uploads/2025/10/Fintech-App-Development-300x69.png 300w, https://polygant.net/wp-content/uploads/2025/10/Fintech-App-Development-768x175.png 768w, https://polygant.net/wp-content/uploads/2025/10/Fintech-App-Development-150x34.png 150w" sizes="(max-width: 1007px) 100vw, 1007px" /></noscript></p>
<p><strong>Launching a fintech app today isn’t just about following trends </strong>— it’s about creating meaningful solutions that solve real-world financial challenges.</p>
<p>A thoughtfully built app can streamline payments, simplify lending, and offer personalized insights, all while maintaining robust security and regulatory compliance.</p>
<p>But the success of your fintech project will depend on who and how well they develop the application for you. <strong>Basically, the entire process consists of 5 stages:</strong></p>
<ol>
<li>Drawing up terms of reference (ToR).</li>
<li>Agreeing upon terms.</li>
<li>App development.</li>
<li>In-house testing.</li>
<li>Delivery to customer.</li>
</ol>
<p>The work begins with detailed ToR because developers need to plan sprints, identify tasks, calculate the number of hours to complete them, and the total cost of work.</p>
<p><strong>The more detailed the ToR, the better the fintech development result will be. You can read more about the drawing up of ToR in the article ‘<a href="https://polygant.net/about/our-approach/" target="_blank" rel="noopener">Our Approach</a>.’</strong></p>
<p>When in development, it is important to complete tasks on time because they are distributed across sprints. If particular tasks are delayed, then others may move on to the next sprints.</p>
<p><strong>Developers can’t allow this to happen, otherwise it will hold up the hand off of the entire project.</strong></p>
<p>Turning to inexperienced freelancers that you will need to manage on your own or with the aid of your manager, you may encounter missed deadlines and stretch out the development for months.</p>
<p><strong>This will result in a waste of both time and nerves,</strong> the release of a low-quality product, or even the likelihood of the project not being completed at all.</p>
<p>It’s therefore better to only entrust such an important matter to a professional development team that will work efficiently and on time. Additionally, such teams already have their own team lead, with the remaining personnel having known each other for a long time and who work together seamlessly.</p>
<p>Partnering with <strong data-start="1621" data-end="1655">experienced fintech developers</strong> ensures that your <strong data-start="1674" data-end="1769">application is future-proof, highly functional, and aligned with the latest industry trends</strong>, giving your business a <strong data-start="1794" data-end="1817">strategic advantage</strong> in a complex and dynamic sector.</p>
<h2 data-start="7966" data-end="7999">Let’s develop your application!</h2>
<p><img decoding="async" class="alignnone size-full wp-image-11818" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%201007%20230'%3E%3C/svg%3E" alt="Let's develop your application!" width="1007" height="230" data-lazy-srcset="https://polygant.net/wp-content/uploads/2025/10/Lets-develop-your-application.png 1007w, https://polygant.net/wp-content/uploads/2025/10/Lets-develop-your-application-300x69.png 300w, https://polygant.net/wp-content/uploads/2025/10/Lets-develop-your-application-768x175.png 768w, https://polygant.net/wp-content/uploads/2025/10/Lets-develop-your-application-150x34.png 150w" data-lazy-sizes="(max-width: 1007px) 100vw, 1007px" data-lazy-src="https://polygant.net/wp-content/uploads/2025/10/Lets-develop-your-application.png" /><noscript><img decoding="async" class="alignnone size-full wp-image-11818" src="https://polygant.net/wp-content/uploads/2025/10/Lets-develop-your-application.png" alt="Let's develop your application!" width="1007" height="230" srcset="https://polygant.net/wp-content/uploads/2025/10/Lets-develop-your-application.png 1007w, https://polygant.net/wp-content/uploads/2025/10/Lets-develop-your-application-300x69.png 300w, https://polygant.net/wp-content/uploads/2025/10/Lets-develop-your-application-768x175.png 768w, https://polygant.net/wp-content/uploads/2025/10/Lets-develop-your-application-150x34.png 150w" sizes="(max-width: 1007px) 100vw, 1007px" /></noscript></p>
<p data-start="8001" data-end="8189"><strong>The right fintech solution goes beyond technology:</strong> it’s a strategic asset that can enhance customer trust, optimize workflows, and drive measurable business value. By combining innovative features, real-time processing, and actionable insights, a fintech app can position a company as a leader in the digital finance landscape.</p>
<p data-start="8191" data-end="8378"><strong>Polygant specializes in delivering custom, end-to-end fintech development services: from mobile banking and lending apps to payment systems, blockchain solutions, and trading platforms.</strong></p>
<p data-start="8380" data-end="8577">Whether you’re a startup or an enterprise, we help you optimize costs, enhance performance, and bring your vision to life with proven expertise, scalable solutions, and seamless user experiences.</p>
<p data-start="8579" data-end="8693">Write to us on <a href="https://t.me/polygant_robot?start=lang_en">Telegram</a> or via the contact form, and let’s discuss how we can modernize your financial business.</p>
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<img width="802" height="566" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20802%20566'%3E%3C/svg%3E" class="attachment-full size-full wp-post-image" alt="gigaex-cases-preview" decoding="async" data-lazy-srcset="https://polygant.net/wp-content/uploads/2022/12/GigaEx-Cases-Preview-1.png 802w, https://polygant.net/wp-content/uploads/2022/12/GigaEx-Cases-Preview-1-300x212.png 300w, https://polygant.net/wp-content/uploads/2022/12/GigaEx-Cases-Preview-1-768x542.png 768w, https://polygant.net/wp-content/uploads/2022/12/GigaEx-Cases-Preview-1-150x106.png 150w" data-lazy-sizes="(max-width: 802px) 100vw, 802px" data-lazy-src="https://polygant.net/wp-content/uploads/2022/12/GigaEx-Cases-Preview-1.png" /><noscript><img width="802" height="566" src="https://polygant.net/wp-content/uploads/2022/12/GigaEx-Cases-Preview-1.png" class="attachment-full size-full wp-post-image" alt="gigaex-cases-preview" decoding="async" srcset="https://polygant.net/wp-content/uploads/2022/12/GigaEx-Cases-Preview-1.png 802w, https://polygant.net/wp-content/uploads/2022/12/GigaEx-Cases-Preview-1-300x212.png 300w, https://polygant.net/wp-content/uploads/2022/12/GigaEx-Cases-Preview-1-768x542.png 768w, https://polygant.net/wp-content/uploads/2022/12/GigaEx-Cases-Preview-1-150x106.png 150w" sizes="(max-width: 802px) 100vw, 802px" /></noscript> </div>
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<h3 class="cases-item__title">
GigaEx Case Study </h3>
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Fintech Application Development </div>
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<p>
Development of a centralized GigaEx exchange with the ability to replenish with fiat currencies and support for its own exchange token for use in specialized sections of the exchange.
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<img width="802" height="566" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20802%20566'%3E%3C/svg%3E" class="attachment-full size-full wp-post-image" alt="promnt-online-bank_1" decoding="async" data-lazy-srcset="https://polygant.net/wp-content/uploads/2023/04/Promnt-Online-Bank_1.png 802w, https://polygant.net/wp-content/uploads/2023/04/Promnt-Online-Bank_1-300x212.png 300w, https://polygant.net/wp-content/uploads/2023/04/Promnt-Online-Bank_1-768x542.png 768w, https://polygant.net/wp-content/uploads/2023/04/Promnt-Online-Bank_1-150x106.png 150w" data-lazy-sizes="(max-width: 802px) 100vw, 802px" data-lazy-src="https://polygant.net/wp-content/uploads/2023/04/Promnt-Online-Bank_1.png" /><noscript><img width="802" height="566" src="https://polygant.net/wp-content/uploads/2023/04/Promnt-Online-Bank_1.png" class="attachment-full size-full wp-post-image" alt="promnt-online-bank_1" decoding="async" srcset="https://polygant.net/wp-content/uploads/2023/04/Promnt-Online-Bank_1.png 802w, https://polygant.net/wp-content/uploads/2023/04/Promnt-Online-Bank_1-300x212.png 300w, https://polygant.net/wp-content/uploads/2023/04/Promnt-Online-Bank_1-768x542.png 768w, https://polygant.net/wp-content/uploads/2023/04/Promnt-Online-Bank_1-150x106.png 150w" sizes="(max-width: 802px) 100vw, 802px" /></noscript> </div>
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<h3 class="cases-item__title">
PROMT Case Study </h3>
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Fintech Application Development </div>
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Promt is an online bank that provides banking services in the European Union. From banking services, these are accounts with the option of currency conversion, debit cards, virtual cards.
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<img width="802" height="566" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20802%20566'%3E%3C/svg%3E" class="attachment-full size-full wp-post-image" alt="payway" decoding="async" data-lazy-srcset="https://polygant.net/wp-content/uploads/2023/04/PayWay.png 802w, https://polygant.net/wp-content/uploads/2023/04/PayWay-300x212.png 300w, https://polygant.net/wp-content/uploads/2023/04/PayWay-768x542.png 768w, https://polygant.net/wp-content/uploads/2023/04/PayWay-150x106.png 150w" data-lazy-sizes="(max-width: 802px) 100vw, 802px" data-lazy-src="https://polygant.net/wp-content/uploads/2023/04/PayWay.png" /><noscript><img width="802" height="566" src="https://polygant.net/wp-content/uploads/2023/04/PayWay.png" class="attachment-full size-full wp-post-image" alt="payway" decoding="async" srcset="https://polygant.net/wp-content/uploads/2023/04/PayWay.png 802w, https://polygant.net/wp-content/uploads/2023/04/PayWay-300x212.png 300w, https://polygant.net/wp-content/uploads/2023/04/PayWay-768x542.png 768w, https://polygant.net/wp-content/uploads/2023/04/PayWay-150x106.png 150w" sizes="(max-width: 802px) 100vw, 802px" /></noscript> </div>
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<h3 class="cases-item__title">
EMI PayWay Case Study </h3>
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Fintech Application Development </div>
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<p>
PayWay is an electronic wallet that was developed by our team on request. Users can send and receive payments worldwide, and use it to store fiat currencies and cryptocurrencies.
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<img width="802" height="566" src="https://polygant.net/wp-content/uploads/John Walker/Cryptex-Coin-img.png" class="attachment-full size-full wp-post-image" alt="cryptex-coin-img" decoding="async" data-lazy-srcset="https://polygant.net/wp-content/uploads/John%20Walker/Cryptex-Coin-img.png 802w, https://polygant.net/wp-content/uploads/John%20Walker/Cryptex-Coin-img-300x212.png 300w, https://polygant.net/wp-content/uploads/John%20Walker/Cryptex-Coin-img-768x542.png 768w, https://polygant.net/wp-content/uploads/John%20Walker/Cryptex-Coin-img-150x106.png 150w" data-lazy-sizes="(max-width: 802px) 100vw, 802px" data-lazy-src="https://polygant.net/wp-content/uploads/John%20Walker/Cryptex-Coin-img.png" /><noscript><img width="802" height="566" src="https://polygant.net/wp-content/uploads/John Walker/Cryptex-Coin-img.png" class="attachment-full size-full wp-post-image" alt="cryptex-coin-img" decoding="async" srcset="https://polygant.net/wp-content/uploads/John%20Walker/Cryptex-Coin-img.png 802w, https://polygant.net/wp-content/uploads/John%20Walker/Cryptex-Coin-img-300x212.png 300w, https://polygant.net/wp-content/uploads/John%20Walker/Cryptex-Coin-img-768x542.png 768w, https://polygant.net/wp-content/uploads/John%20Walker/Cryptex-Coin-img-150x106.png 150w" sizes="(max-width: 802px) 100vw, 802px" /></noscript> </div>
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<h3 class="cases-item__title">
Cryptex Coin Case Study </h3>
<div class="cases-item__label">
Fintech Application Development </div>
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<p>
Development of the Cryptex Coin cryptocurrency with its own blockchain, a JSON-RPC management interface for interacting with the main platform.
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<img width="802" height="566" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20802%20566'%3E%3C/svg%3E" class="attachment-full size-full wp-post-image" alt="noxe" decoding="async" data-lazy-srcset="https://polygant.net/wp-content/uploads/2023/04/NOXE.png 802w, https://polygant.net/wp-content/uploads/2023/04/NOXE-300x212.png 300w, https://polygant.net/wp-content/uploads/2023/04/NOXE-768x542.png 768w, https://polygant.net/wp-content/uploads/2023/04/NOXE-150x106.png 150w" data-lazy-sizes="(max-width: 802px) 100vw, 802px" data-lazy-src="https://polygant.net/wp-content/uploads/2023/04/NOXE.png" /><noscript><img width="802" height="566" src="https://polygant.net/wp-content/uploads/2023/04/NOXE.png" class="attachment-full size-full wp-post-image" alt="noxe" decoding="async" srcset="https://polygant.net/wp-content/uploads/2023/04/NOXE.png 802w, https://polygant.net/wp-content/uploads/2023/04/NOXE-300x212.png 300w, https://polygant.net/wp-content/uploads/2023/04/NOXE-768x542.png 768w, https://polygant.net/wp-content/uploads/2023/04/NOXE-150x106.png 150w" sizes="(max-width: 802px) 100vw, 802px" /></noscript> </div>
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<h3 class="cases-item__title">
NOXE BANK Case Study </h3>
<div class="cases-item__label">
Fintech Applications Development </div>
<div class="cases-item__text">
<p>
Noxe Bank is a commercial bank focused entirely on remote customer service. The main products for individuals are credit and debit cards, as well as deposits.
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<img width="802" height="566" src="https://polygant.net/wp-content/uploads/John Walker/FinRex-Token-2.png" class="attachment-full size-full wp-post-image" alt="finrex-token-2" decoding="async" data-lazy-srcset="https://polygant.net/wp-content/uploads/John%20Walker/FinRex-Token-2.png 802w, https://polygant.net/wp-content/uploads/John%20Walker/FinRex-Token-2-300x212.png 300w, https://polygant.net/wp-content/uploads/John%20Walker/FinRex-Token-2-768x542.png 768w, https://polygant.net/wp-content/uploads/John%20Walker/FinRex-Token-2-150x106.png 150w" data-lazy-sizes="(max-width: 802px) 100vw, 802px" data-lazy-src="https://polygant.net/wp-content/uploads/John%20Walker/FinRex-Token-2.png" /><noscript><img width="802" height="566" src="https://polygant.net/wp-content/uploads/John Walker/FinRex-Token-2.png" class="attachment-full size-full wp-post-image" alt="finrex-token-2" decoding="async" srcset="https://polygant.net/wp-content/uploads/John%20Walker/FinRex-Token-2.png 802w, https://polygant.net/wp-content/uploads/John%20Walker/FinRex-Token-2-300x212.png 300w, https://polygant.net/wp-content/uploads/John%20Walker/FinRex-Token-2-768x542.png 768w, https://polygant.net/wp-content/uploads/John%20Walker/FinRex-Token-2-150x106.png 150w" sizes="(max-width: 802px) 100vw, 802px" /></noscript> </div>
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<h3 class="cases-item__title">
Finrex Token Case Study </h3>
<div class="cases-item__label">
Fintech Application Development </div>
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<p>
Development of the Finrex Token on two blockchains for an ecosystem consisting of a cryptocurrency exchange, a mobile wallet and a launchpad.
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<img width="802" height="566" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20802%20566'%3E%3C/svg%3E" class="attachment-full size-full wp-post-image" alt="ola-bank" decoding="async" data-lazy-srcset="https://polygant.net/wp-content/uploads/2023/04/OLA-Bank.png 802w, https://polygant.net/wp-content/uploads/2023/04/OLA-Bank-300x212.png 300w, https://polygant.net/wp-content/uploads/2023/04/OLA-Bank-768x542.png 768w, https://polygant.net/wp-content/uploads/2023/04/OLA-Bank-150x106.png 150w" data-lazy-sizes="(max-width: 802px) 100vw, 802px" data-lazy-src="https://polygant.net/wp-content/uploads/2023/04/OLA-Bank.png" /><noscript><img width="802" height="566" src="https://polygant.net/wp-content/uploads/2023/04/OLA-Bank.png" class="attachment-full size-full wp-post-image" alt="ola-bank" decoding="async" srcset="https://polygant.net/wp-content/uploads/2023/04/OLA-Bank.png 802w, https://polygant.net/wp-content/uploads/2023/04/OLA-Bank-300x212.png 300w, https://polygant.net/wp-content/uploads/2023/04/OLA-Bank-768x542.png 768w, https://polygant.net/wp-content/uploads/2023/04/OLA-Bank-150x106.png 150w" sizes="(max-width: 802px) 100vw, 802px" /></noscript> </div>
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<h3 class="cases-item__title">
OLA BANK Case Study </h3>
<div class="cases-item__label">
Fintech Application Development </div>
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<p>
We were approached by a client with the task of developing a mobile banking application for a bank that became part of the client's group of companies. The client's core business is a regional Latin American marketplace.
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<img width="802" height="566" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20802%20566'%3E%3C/svg%3E" class="attachment-full size-full wp-post-image" alt="alpha-one" decoding="async" data-lazy-srcset="https://polygant.net/wp-content/uploads/2023/04/alpha-one.png 802w, https://polygant.net/wp-content/uploads/2023/04/alpha-one-300x212.png 300w, https://polygant.net/wp-content/uploads/2023/04/alpha-one-768x542.png 768w, https://polygant.net/wp-content/uploads/2023/04/alpha-one-150x106.png 150w" data-lazy-sizes="(max-width: 802px) 100vw, 802px" data-lazy-src="https://polygant.net/wp-content/uploads/2023/04/alpha-one.png" /><noscript><img width="802" height="566" src="https://polygant.net/wp-content/uploads/2023/04/alpha-one.png" class="attachment-full size-full wp-post-image" alt="alpha-one" decoding="async" srcset="https://polygant.net/wp-content/uploads/2023/04/alpha-one.png 802w, https://polygant.net/wp-content/uploads/2023/04/alpha-one-300x212.png 300w, https://polygant.net/wp-content/uploads/2023/04/alpha-one-768x542.png 768w, https://polygant.net/wp-content/uploads/2023/04/alpha-one-150x106.png 150w" sizes="(max-width: 802px) 100vw, 802px" /></noscript> </div>
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<h3 class="cases-item__title">
ALPHA ONE Case Study </h3>
<div class="cases-item__label">
Fintech Application Development </div>
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<p>
We were approached by a client with a request to develop a mobile application for their own subsidiary, a neobank entering the MESA market.
</p>
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<img width="802" height="566" src="https://polygant.net/wp-content/uploads/John Walker/ValT-Crypto-Walet-1.png" class="attachment-full size-full wp-post-image" alt="valt-crypto-walet-1" decoding="async" data-lazy-srcset="https://polygant.net/wp-content/uploads/John%20Walker/ValT-Crypto-Walet-1.png 802w, https://polygant.net/wp-content/uploads/John%20Walker/ValT-Crypto-Walet-1-300x212.png 300w, https://polygant.net/wp-content/uploads/John%20Walker/ValT-Crypto-Walet-1-768x542.png 768w, https://polygant.net/wp-content/uploads/John%20Walker/ValT-Crypto-Walet-1-150x106.png 150w" data-lazy-sizes="(max-width: 802px) 100vw, 802px" data-lazy-src="https://polygant.net/wp-content/uploads/John%20Walker/ValT-Crypto-Walet-1.png" /><noscript><img width="802" height="566" src="https://polygant.net/wp-content/uploads/John Walker/ValT-Crypto-Walet-1.png" class="attachment-full size-full wp-post-image" alt="valt-crypto-walet-1" decoding="async" srcset="https://polygant.net/wp-content/uploads/John%20Walker/ValT-Crypto-Walet-1.png 802w, https://polygant.net/wp-content/uploads/John%20Walker/ValT-Crypto-Walet-1-300x212.png 300w, https://polygant.net/wp-content/uploads/John%20Walker/ValT-Crypto-Walet-1-768x542.png 768w, https://polygant.net/wp-content/uploads/John%20Walker/ValT-Crypto-Walet-1-150x106.png 150w" sizes="(max-width: 802px) 100vw, 802px" /></noscript> </div>
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<h3 class="cases-item__title">
ValT Crypto Wallet Case Study </h3>
<div class="cases-item__label">
Mobile App Development </div>
<div class="cases-item__text">
<p>
Development of a secure cryptocurrency wallet ValT Crypto Wallet for Android and iOS devices with support for more than 20 cryptocurrencies.
</p>
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<img width="802" height="566" src="https://polygant.net/wp-content/uploads/John Walker/ZeroQ-Wallet.png" class="attachment-full size-full wp-post-image" alt="zeroq-wallet" decoding="async" data-lazy-srcset="https://polygant.net/wp-content/uploads/John%20Walker/ZeroQ-Wallet.png 802w, https://polygant.net/wp-content/uploads/John%20Walker/ZeroQ-Wallet-300x212.png 300w, https://polygant.net/wp-content/uploads/John%20Walker/ZeroQ-Wallet-768x542.png 768w, https://polygant.net/wp-content/uploads/John%20Walker/ZeroQ-Wallet-150x106.png 150w" data-lazy-sizes="(max-width: 802px) 100vw, 802px" data-lazy-src="https://polygant.net/wp-content/uploads/John%20Walker/ZeroQ-Wallet.png" /><noscript><img width="802" height="566" src="https://polygant.net/wp-content/uploads/John Walker/ZeroQ-Wallet.png" class="attachment-full size-full wp-post-image" alt="zeroq-wallet" decoding="async" srcset="https://polygant.net/wp-content/uploads/John%20Walker/ZeroQ-Wallet.png 802w, https://polygant.net/wp-content/uploads/John%20Walker/ZeroQ-Wallet-300x212.png 300w, https://polygant.net/wp-content/uploads/John%20Walker/ZeroQ-Wallet-768x542.png 768w, https://polygant.net/wp-content/uploads/John%20Walker/ZeroQ-Wallet-150x106.png 150w" sizes="(max-width: 802px) 100vw, 802px" /></noscript> </div>
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<h3 class="cases-item__title">
ZeroQ Web Wallet Case Study </h3>
<div class="cases-item__label">
Fintech Application Development </div>
<div class="cases-item__text">
<p>
Development of a secure ZeroQ web-based crypto wallet in the corporate style of the company with a connection to a desktop and mobile wallet.
</p>
</div>
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<img width="802" height="566" src="https://polygant.net/wp-content/uploads/John Walker/WILDEX-1.png" class="attachment-full size-full wp-post-image" alt="wildex-1" decoding="async" data-lazy-srcset="https://polygant.net/wp-content/uploads/John%20Walker/WILDEX-1.png 802w, https://polygant.net/wp-content/uploads/John%20Walker/WILDEX-1-300x212.png 300w, https://polygant.net/wp-content/uploads/John%20Walker/WILDEX-1-768x542.png 768w, https://polygant.net/wp-content/uploads/John%20Walker/WILDEX-1-150x106.png 150w" data-lazy-sizes="(max-width: 802px) 100vw, 802px" data-lazy-src="https://polygant.net/wp-content/uploads/John%20Walker/WILDEX-1.png" /><noscript><img width="802" height="566" src="https://polygant.net/wp-content/uploads/John Walker/WILDEX-1.png" class="attachment-full size-full wp-post-image" alt="wildex-1" decoding="async" srcset="https://polygant.net/wp-content/uploads/John%20Walker/WILDEX-1.png 802w, https://polygant.net/wp-content/uploads/John%20Walker/WILDEX-1-300x212.png 300w, https://polygant.net/wp-content/uploads/John%20Walker/WILDEX-1-768x542.png 768w, https://polygant.net/wp-content/uploads/John%20Walker/WILDEX-1-150x106.png 150w" sizes="(max-width: 802px) 100vw, 802px" /></noscript> </div>
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<h3 class="cases-item__title">
WILDEX Case Study </h3>
<div class="cases-item__label">
Fintech Application Development </div>
<div class="cases-item__text">
<p>
Development of a decentralized (DEX) exchange WILDEX according to the DEX-AMM model, taking into account the corporate identity of the company and the reference in the form of UNISWAP.
</p>
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SolDEX Case Study </h3>
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Creation of various trading pairs on a decentralized cryptocurrency exchange (DEX) called SolDEX
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PEER2GO Case Study </h3>
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Development of a P2P exchange PEER2GO with support for various fiat currencies, popular cryptocurrencies and available payment systems.
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<p><p>As a client of Polygant, I would like to express my sincere joy and satisfaction with the cooperation in the development of a cryptocurrency exchange. They exceeded all our expectations. From the very first contact, we listened carefully to our needs and ensured careful planning of each stage of development, making an exchange that combines security, intuitiveness and high performance. Your team is living up to its reputation as cool professionals in the field of fintech development.</p>
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<div class="daccordion__title2">What is fintech?<div class="arrac"><svg width="15" height="15" viewBox="0 0 15 15" fill="none" xmlns="http://www.w3.org/2000/svg"><rect x="5.65625" y="12.728" width="10" height="2" rx="1" transform="rotate(-45 5.65625 12.728)" fill="#29292D"/><rect x="7.07031" y="0.000244141" width="10" height="2" rx="1" transform="rotate(45 7.07031 0.000244141)" fill="#29292D"/></svg> </div></div>
<div class="daccordion__content2">Financial technology (fintech) is an industry at the intersection of finance and information technology, involving financial companies that employ innovative technologies. These companies use technology to improve financial operations and compete successfully with traditional banks and other intermediaries in the financial services market. </div>
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<div class="daccordion__title2">When did financial technologies appear?<div class="arrac"><svg width="15" height="15" viewBox="0 0 15 15" fill="none" xmlns="http://www.w3.org/2000/svg"><rect x="5.65625" y="12.728" width="10" height="2" rx="1" transform="rotate(-45 5.65625 12.728)" fill="#29292D"/><rect x="7.07031" y="0.000244141" width="10" height="2" rx="1" transform="rotate(45 7.07031 0.000244141)" fill="#29292D"/></svg> </div></div>
<div class="daccordion__content2">Financial technologies have developed at varying rates. The first example of fintech was the payment card system created by Diners Club in 1950. This century's breakthrough was the contactless payment system PayPass, developed by Mastercard in 2003. </div>
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<div class="daccordion__title2">What are fintech apps?<div class="arrac"><svg width="15" height="15" viewBox="0 0 15 15" fill="none" xmlns="http://www.w3.org/2000/svg"><rect x="5.65625" y="12.728" width="10" height="2" rx="1" transform="rotate(-45 5.65625 12.728)" fill="#29292D"/><rect x="7.07031" y="0.000244141" width="10" height="2" rx="1" transform="rotate(45 7.07031 0.000244141)" fill="#29292D"/></svg> </div></div>
<div class="daccordion__content2">These are web and mobile applications related to financial services. They are now widely used, as most financial services are provided digitally and remotely. </div>
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<div class="daccordion__title2">What stages does the fintech app development process involve?<div class="arrac"><svg width="15" height="15" viewBox="0 0 15 15" fill="none" xmlns="http://www.w3.org/2000/svg"><rect x="5.65625" y="12.728" width="10" height="2" rx="1" transform="rotate(-45 5.65625 12.728)" fill="#29292D"/><rect x="7.07031" y="0.000244141" width="10" height="2" rx="1" transform="rotate(45 7.07031 0.000244141)" fill="#29292D"/></svg> </div></div>
<div class="daccordion__content2">The success of your fintech project will depend on who develops your app and how well they do it. Typically, the entire process consists of five stages:
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<div class="daccordion__title2">How much does it cost to develop a financial app?<div class="arrac"><svg width="15" height="15" viewBox="0 0 15 15" fill="none" xmlns="http://www.w3.org/2000/svg"><rect x="5.65625" y="12.728" width="10" height="2" rx="1" transform="rotate(-45 5.65625 12.728)" fill="#29292D"/><rect x="7.07031" y="0.000244141" width="10" height="2" rx="1" transform="rotate(45 7.07031 0.000244141)" fill="#29292D"/></svg> </div></div>
<div class="daccordion__content2">Developing a financial app for your business at Polygant starts at $35 000. We develop innovative solutions and unique apps tailored to your specific business needs. Contact us. </div>
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